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hi,
be very careful about the joint bank account. if i were you i would move this up the list of priorities. if your talks go down very bad and hostile, then she could easily just empty that account and vanish. its very easy for people to play the council housing system. they just claim homelessness, abuse at home. then they are given a temporary place to stay until something permanent turns up.
I agree, assume a join account will be emptied - you could speak to the bank to tell them and possibly change it so that both signatures are required for large withdrawals, and if there is an app, set up text alerts.
Hi.. Please keep an eye on the joint account. My wife emptied ours back in June this year. She cleared the lot out. Part of it was my army pension. She left me homeless aswell. The bank could not do a thing about it as it was a joint account. Be very aware that your Mrs can and probably will turn into someone you don't know anymore.
Good luck...
Devo...
Get your name off the joint account ASAP . My bank only needed my signature . If the Ex clears it out there’s nothing you can do . Likewise same if the other way . Once it goes sour there’s no goodwill . Mine took all she could from the account ...
Also if she puts it into overdraft it becomes your issue too