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Hi all
Im completely new to this forum and this kind of advice format.
I have been divorced for two years, my ex wife lives in the marital home, which i moved out of three years ago after she decided that she wanted to return home after previously leaving me for six months.
Even though it was agreed that she would pay half of the divorce nothing was forth coming so i paid all the fees.
I paid the mortgage for the 6 months that i lived in the house and all utility bills, council tax etc and looked after both children aged 15 and 16 at the time.
In january i received a letter from her solicitor requesting a clean break order, to which i have no problems with except for the part where she wants to have all the house, for me to sign all my rights away but due to her debts she can not get a mortgage to remove my name off the mortgage. i have spoken to the mortgage provider and they have confirmed my fears that if my ex wife decided not to pay the mortgage then they would chase me for it. The lack of trust is only due to the situation happening earlier this year with a sat tv provider passing her unpaid bills to a debt collector and as my name was on the account they hounded me and in the end i paid a substantial bill to stop them harassing me.
The only way i can see as an option is for her to sell the property, i dont want any money from the sale but my name would be released from the mortgage supplier.
Has any one out there had any similar experience, any advice would be gratefully received.
I would have a word with the Citizens Advice Bureau to see if they have any advice.
Perhaps you could maintain a share in the equity equal to any future mortgage payments, but I suspect it could be more complex than that. I certainly can't see that your ex is in any position to offer a clean break.
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