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When we split i agreed to transfer the joint bank account over to ex so as to save her hassle of changing bills etc for FMH. The agreement was that she would sign forms and sort. She hasn't done that and has now run an overdraft on the account and i haven't used it at all. I know i am liable as a joint account holder but wondered if any had any suggestions?
Thanks
I don't think there will be anything you can do other than making sure your name is off the account now and trying to pay half the overdraft unless your ex agrees to take it on.
Speak to the bank though.....they might be able to reach an arrangement with you if you are unable to pay it.
...The bank may refuse to take your name off the account whilst there are arrears, as Yoda says speak to them about what can be done.
Best of luck
Even if they won't take you off the account, you need to make sure that they freeze the debt, so that she can't increase it, and that any money paid in is used to reduce the debt, rather than to maintain it at the current level.
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