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You need to make sure your ex partner/yourself is getting all the state financial support you are entitled to - see here https://www.moneyadviceservice.org.uk/en/articles/benefits-you-may-be-entitled-to-if-you-are-separating
You may also be entitled to housing benefit - which you or your ex can do via your local authority.
These can help bring your immediate expenses down.
Long term you will need - a divorce settlement with a formal maintenance payment plan in place.
Hi Samantha,
I've recently separated from my wife and have moved out of the maternal home which we both agreed to sell up until the point of putting our property on the live market. The same weekend I receive a phone call from the ex stating that she's not selling the house as it's not affordable for her as she is studying as a mature student at uni.
I originally did not want to sell as it's my child's inheritance, but as she was the one who wanted the divorce I told her that she can apply for it as I wanted to work on the relationship, but she said she couldn't afford it and has been pushing me to do the divorce,but I am not. However a week later she goes and buys a car.
she hasn't applied for the separation officially either and as the house is in my name I'm having to pay the mortgage as well as child maintenance which adds up to around 850 a month however I've suggested that she pays half of the mortgage as the current arrangement leaves me living back with my parents where I have my child on the weekends.
And as she is at uni she has said she will stay at the house until she finishes in two years and I've told her to put that in weighting as I've heard that if your ex partner as not lived with you for two years she can transfer the house in her name which leaves me with nothing for a place for me and my child.
Is this the case after two years?
Thanks in advance
And is anyone else in this situation and got any advice
Hi Hari
I will post a more detailed reply in the morning but can I just check - are you asking if the ownership of the house reverts to your ex if you’ve not lived together for two years?
Sam
Yeah ive heard that somewhere and read it on gov website but that's if she contributes to the mortgage I think, but the house is in my name as she never wanted to get a joint mortgage or anything joint so I just feel like a stepping stone as I found out that She's friends again with her ex fiancee but the messages I've seen deem it to be a lot closer than just friends...
If you own the house and your name is on the deeds of the house (i.e. you are not joint owners) then it belongs to you, until legally you decide otherwise.
As for who lives in - this should be the subject of your divorce proceedings. IT sounds like you need to make sure you have a settlement in place. This will allow you to sort out your own living arrangements.
As for making sure you child inherits anything from you, this will need to made clear by making a will.
If you are divorced - then you will need to make clear you intend your child to be your main beneficiary.
The advice I gave earlier could help you in the short term You need to make sure your ex partner/yourself is getting all the state financial support you are entitled to - see here www.moneyadviceservice.org.uk/en/article...f-you-are-separating
You may also be entitled to housing benefit - which you or your ex can do via your local authority.
These can help bring your immediate expenses down.
Long term you will need - a divorce settlement with a formal maintenance payment plan in place.
The maintenance plan will only allow for your child, you should not be subsidising your partner's spending - new cars etc. I would try and focus on getting a settlement, it's tough I know.
Let us know if you need any more advice.
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