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I've clarified it! Of course. Taxation is slightly (although not completely) beyond the realms of normal personal finance. So I've guided Darrent towards some official guides.
Thank you 🙂
Hello
I have recently separated from my wife, we have one child together who remains in the marital home. The house is rented with the rental agreement in both of our names, and my friend as a guarantee for the rent.
I have had to move out and live in a house share, as I am still paying 100% of the rent on the house they live in.
I'm wondering what I am actually liable for paying? I have suggested she downsizes and moves to somewhere cheaper and more appropriate so that I can reduce my outgoings, essentially I can't afford to pay £850 a month for her rent and £495 for mine. Whenever I suggest this she threatens to get solicitors involved because, as far as she is concerned whether I pay £850 for her rent, or just give her £850 per month, I would be liable to give her the same amount.
The issue I've got is that if I do not pay the £850 per month, she will actively miss the rent payment knowing the rental agent will go to my friend who is the guarantee for the rent :zzz:
So essentially I'm locked in this cycle, I've asked her to go to mediation through the NFM as this is much cheaper than sorting our finances through solicitors but she is refusing to mediate, yet continues to tell me that we can work it out between us. When it's clear we can't, every time I suggest paying child maintenance as per the calculation (which is £368 per month), plus to pay half of my son's childcare bills on top of that she threatens me with courts and solicitors because she's convinced she is entitled to more than that?!?!
Anyone have any similar experiences or advice to share? I have no idea what to do and never had to do anything like this before.
I think, for the moment, you will probably need to continue with the rent, but you need to get divorce proceedings underway as soon as possible so that the finances can be resolved properly in court.
Hi Dale
Formal divorce proceedings will mean you and your ex will have a more structured finance plan in place. For now there are some things you can do. More details to follow.
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