DAD.info
Forum - Ask questions. Get answers.
Welcome to the DAD.Info forum: Important Information – open to read:

Our forum aims to provide support and guidance where it can, however we may not always have the answer. The forum is not moderated 24 hours a day, so If you – or someone you know – are being harmed or in immediate danger of being harmed, call the police on 999.

Alternatively, if you are in crisis, please call Samaritans on 116 123.

If you are worried about you or someone you know is at risk of harm, please click here: How we can help

taking savings into...
 
Notifications
Clear all

[Solved] taking savings into maintenance decisions

Page 1 / 2
 
(@Berty)
Active Member Registered

Hi all

Hopefully someone can help.

I had a well paid job and paid my ex partner over 25% of my net income while sharing responsibility for our sun 60% (her) 40% (me) or their abouts.

I left my job and have been out of work now for over three months, living off of my savings.

Up to this point I still pay her the same amount (out of my savings).

I am not entitled to any benifits as I get a small Army pension (dont go there).

Would the CSA take my savings into consideration if she went to them, as I need to have a sensible and informed conversation with her about reducing what I pay as its killing me?

Yours aye. Berty

Quote
Topic starter Posted : 18/04/2013 3:10 pm
(@lizzie)
Active Member Registered

yes they will . how ever the other parent would have to request a variation on other incomes not used in the calculation. an assessment can be completed on assets such as monies in the bank etc , even on a small army pension you would be entitled to benefits its your savings thats stopping the benefits

ReplyQuote
Posted : 18/04/2013 10:51 pm
(@dadmod4)
Illustrious Member

They will assess on assets over 60,000. It may be worth using the CSA calculator before you have the discussion.

ReplyQuote
Posted : 20/04/2013 11:00 pm
(@Berty)
Active Member Registered

Thanks. Have read the CSA guidance (amongst other information available). I dont have that much and I was paying her far too much even when I was working.

As I get a war pension I only need to pay her £5/week. I dont want to make it bad between us as I know our child will suffer, so there is hopefully a solution to be had once I present the facts both then and now

ReplyQuote
Topic starter Posted : 22/04/2013 3:23 pm
(@Berty)
Active Member Registered

its my pension not savings, as when I tried ten years ago, I had already used my savings before asking for help. all they paid was my stamp. I was amazed and felt so degraded it sent me to a bad place. I will never sign on again

ReplyQuote
Topic starter Posted : 22/04/2013 3:27 pm
(@dadmod4)
Illustrious Member

If you are only liable to pay 5.00 per week, then anything you pay over that is voluntary, and hopefully that will ease the situation.

ReplyQuote
Posted : 23/04/2013 11:57 pm
(@brumie)
Active Member Registered

If you dont "sign on" then you become a "ghost" Also your not getting your NI paid, which will mean you will have problems when you get older with a state pension.

I know sorting out employment support allowance is a pain, as I am also on a pension from work, and I have to send them details of what I think is my private business to be told I am not entitled to ESA but they will pay my NI due to being on a pension!
Every year is the same! (39 years old now, been retired 6 years)

Also if you have NO proof of income the CSA will 1st charge you the standard rate as they cannot see any income or benefits so thats £30 a week for 1 child.
A war pension give you the lower rate of £5 a week (going up to £10 soon I think)

As the CSA could not touch any money I had even my pension they went for a variation order, which then allowed them to use my pension as an extra income so stung me on my own pension!
Lucky for you an armed forces pension cannot be touched, strange as I also worked for the goverment but in a different way.

ReplyQuote
Posted : 25/04/2013 12:45 am
(@lizzie)
Active Member Registered

hi the forces pension goes into the calculation on csa cases its war disablement pension (those who get an extra war pension through medical reasons ) that cannot be touched , the variation order is other incomes not used or assets over 60 000 ,and when any one is on benefits ie DLA this over rides any other income until the variation is applied ,you only get a default (DMD) implemented if you do not respond or do not provide evidence of earnings. or there lack of . also any tax credits even child tax credits go into the calculations oh yea the law changed on the 10/12/12 you now have to pay for children up to the age of 20 as long as they're in full time education !!

ReplyQuote
Posted : 25/04/2013 1:07 am
(@dadmod4)
Illustrious Member

Just to clarify Lizzie - as far as I know, if the NRP is on any means tested benefit, then as long as they are still receiving that benefit, and other income isn't taken into account (presumably if the other income is high enough, then the means tested benefit would stop), and I don't think the CSA will uphold a variation if there is means tested benefit in place - it this how you understand it?

ReplyQuote
Posted : 25/04/2013 10:30 pm
(@lizzie)
Active Member Registered

hi no usually its dla benefit that the nrp is on , they can have savings of any amount and still receive this benefit . they can also work and receive dla and the variation will go ahead as other income , a variation will not be offered usually its something the pwc would ask for when they get the assessment or if they make a fuss then this will be offered or CAB usually advise them to ask for this . and like wise if the nrp travels a distance to see his children they can request a variation how ever if there is shared care deducted this cannot be added along side of it.complicated thing csa some times feels harsh on some nrps and some pwcs end of the day what every one needs to remember that this is for the children that both parents have brought into this world , the parent who looks after the child has to provide a [censored] of a lot more then a share of the nrps income on receiving end of both of this world my ex is s/e earned around 1500 a week when we were together 8 months ago . but now earns 100 a week i have to pay him for my one son 75 a week he pays me 5 for the other 2 , still has the same life style justt tells the tax man bull really hard world we live in eh , all i can say to those out there THE CHILDREN SHOULD COME FIRST THEY DIDNT ASK TO BE BROUGHT INTO THIS WORLD TRY AND MAKE IT EASIER WHILST THEY'RE YOUNG! rant over enjoy your children

ReplyQuote
Posted : 25/04/2013 11:36 pm
(@dadmod4)
Illustrious Member

Ah, reason I was asking is that my ex is on a means tested benefit (CSA can't tell me what - data protection, fair enough - it could well be DLA) and because of that, the CSA said I can't go for a varation on the £5 per week she pays, even though I know she has a private pension being paid 😡

ReplyQuote
Posted : 25/04/2013 11:47 pm
(@lizzie)
Active Member Registered

hi i do know a lot about csa as i used to work for them and if the pension is taxable this by law (as long as this is not related to disablement due to injury at work or at war ) has to be taken into consideration i cannot remember the legistration code it comes under of hand but will try and locate it for you . also if any tax credits are being paid these need to be taken into account but again you need to ask for this to be added otherwise it wont as some case workers are too lazy to look into it .are under the new rules system or old rules (pre 2003)

ReplyQuote
Posted : 26/04/2013 1:03 am
Page 1 / 2
Share:

Pin It on Pinterest