Welcome to the DAD.Info forum: Important Information – open to read:
Our forum aims to provide support and guidance where it can, however we may not always have the answer. The forum is not moderated 24 hours a day, so If you – or someone you know – are being harmed or in immediate danger of being harmed, call the police on 999.
Alternatively, if you are in crisis, please call Samaritans on 116 123.
If you are worried about you or someone you know is at risk of harm, please click here: How we can help
The CSA closed my account and have transferred it to the new system. Now my payments have more than doubled due to my recent P60. They have counted a one off bonus last year into my monthly amount. Due to the payment always being the same I planned my finances around that. I have a new house and a hefty mortgage and this is going to make me default my mortgage payments eventually. I have never minded paying at all, but is there anything at all I can do here? Does any common sense come into it at all? This is literally going to leave me homeless.
I don't see my child due to my ex's behaviour.
Can anyone help at all?
You can ask that CMS use "an estimate of current income" (either from an accountant, works payroll dept, or from yourself) if a particular year contained "special" payments, or is abnormal is some way. Although, I suspect that this "difference" may have to be more than 25% for CMS to use a figure other than P60, but you could ask.
As alternatives to "defaulting on mortgage eventually" or "homeless", you could go interest-only while you sort this out, or downsize.
The CSA closed my account and have transferred it to the new system. Now my payments have more than doubled due to my recent P60. They have counted a one off bonus last year into my monthly amount. Due to the payment always being the same I planned my finances around that. I have a new house and a hefty mortgage and this is going to make me default my mortgage payments eventually. I have never minded paying at all, but is there anything at all I can do here? Does any common sense come into it at all? This is literally going to leave me homeless.
I don't see my child due to my ex's behaviour.
Can anyone help at all?
Welcome to the DAD.info forum.
We don’t like to set ‘rules’, but to make sure that you and the other dads are kept safe, we have some requests. When engaging with the forum, please be aware of the following:
- The forum is not moderated 24 hours per day.
- Many of the moderators do so on a voluntary basis. Whilst they may be able to provide some guidance, advice or support, they may not be able to deal with specifics.
- We are not an emergency crisis service so if you or someone else is in immediate danger, please call emergency services.
- If you are concerned about the safety of a child, please click here to find the support you can get for them (link to new page)
- If you are in crisis, please call Samaritans on 116 123. They are open 24 hours a day, 7 days per week.
We hope you find this forum a supportive environment and thank you for joining us.