Welcome to the DAD.Info forum: Important Information – open to read:
Our forum aims to provide support and guidance where it can, however we may not always have the answer. The forum is not moderated 24 hours a day, so If you – or someone you know – are being harmed or in immediate danger of being harmed, call the police on 999.
Alternatively, if you are in crisis, please call Samaritans on 116 123.
If you are worried about you or someone you know is at risk of harm, please click here: How we can help
Can anyone please explain the CSA rulings (on what is gross pay deductable) on pension via salary sarifice taken out by the father after the date of CSA registration for assessemnt by the mother (both parties are unmarried) ie what % is allowable and "deemed reasonable" if applicable, particularly in view taking cognise of recent pension arrangement changes by central government which will cause fathers to want / force to now take out their own pensions to provide for their futures and that if the pension benificeries
I don't think there's a fixed figure, I think it depends on the circumstances and whether you could argue that the amount is reasonable (100% of salary into pension definitely isn't - my ex tried that one and lost). It would depend on whether you had other pensions, what your income is (a higher percentage may be allowed on a higher income because the remainder would still give a good figure to base the CSA calculation on) - ultimately, you have to be able to argue that what you have done is reasonable if it goes to a variation.
I'll ask the CMO to pop on and give an opinion.
I'm Sarah the Child Maintenance Options consultant.
Child Maintenance Options is a separate organisation from the CSA. If you'd like more information about how the CSA works out child maintenance, visit direct.gov.uk.
For more information about child maintenance and to access our useful tools and forms online you can visit www.cmoptions.org, or if you'd prefer a confidential chat you could call the Child Maintenance Options team on 0800 988 0988 (free from a landline).
Sarah, I called the number provided but they weren’t able to advise, I am aware that 15% of net income is taken as maintainance sum but the question is not this, can you comment please - one other thoughts is in terms of who has the responsibility to prove what’s deemed reasonable in terms of salary sacrifice – is it the CSA or the person salary sacrificing? this is an interesting one as if you take to an adjudicator (assuming there is a disagreement on what’s being done for example then would the adjudicators pension arrangements be deemed reasonable (Ie if the person being ruled on by the CSA is salary sacrificing to achieve the same pot at retirement commensurate with him?)
"actd" in the case of your ex what did he end up with as a reasonable figure as salary sacrifice % assessed by the CSA to give a benchmark that they accepted?
Welcome to the DAD.info forum.
We don’t like to set ‘rules’, but to make sure that you and the other dads are kept safe, we have some requests. When engaging with the forum, please be aware of the following:
- The forum is not moderated 24 hours per day.
- Many of the moderators do so on a voluntary basis. Whilst they may be able to provide some guidance, advice or support, they may not be able to deal with specifics.
- We are not an emergency crisis service so if you or someone else is in immediate danger, please call emergency services.
- If you are concerned about the safety of a child, please click here to find the support you can get for them (link to new page)
- If you are in crisis, please call Samaritans on 116 123. They are open 24 hours a day, 7 days per week.
We hope you find this forum a supportive environment and thank you for joining us.