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Hi
Will increasing my salary sacrifice work place pension reduce my payments?
Or will they take cms payment first then deduct salary sacrifice?
What if I ask my employer to take 100% into salary sacrifice?.
I do not want to support my ex anymore, she deceives the cms as my daughter does not live there. And I want to give my daughter the money direct.
hi,
am not sure on this but many people in this support group have experience with this:
https://www.facebook.com/groups/239699060076601/?ref=share
Hi Jolly1
Yes, you can potentially reduce your payments by increasing salary sacrifice into pension, but it’s not straightforward…
1. Your employer will not allow you to sacrifice 100% of your salary. You will need to be earning at least minimum wage. So taking your number of hours a week, multiply by minimum wage (currently £11.44), multiply by 52 weeks. For a 35hr week that would mean £20,820.80 a year.
2. The CMS will only consider a reduction in the £ CM you pay if it exceeds 25% reduction from current basis.
3. This is the sticking point. If you are successful in reducing your CM payments, the receiving parent may contact CMS and ask for a review. If CMS handler decides that your pension contributions are excessive and deliberately high to reduce CM then they can reverse/recalculate and you will have to pay receiving parent the previous higher rate.
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