[Solved] pension not taken in to consideration.

hi, this is Child maintenance services policies on pensions:

Payments into a pension scheme made by a paying parent
The amount of gross weekly income at Step 1 is reduced if a paying parent pays contributions into a private pension scheme.

For example, if a paying parent has gross income of £300 a week at Step 1 but pays private pension contributions of £20 a week, the amount of gross income we now take into account is £280 a week.

Remember that contributions to an occupational or employer pension scheme by deductions from pay are usually made by an employer. If this is the case, we will have already taken these into account in Step 1 and the paying parent does not need to tell us about them.

But a paying parent can tell us if they pay their contributions in another way – for example, direct to a private pension provider.

If a paying parent makes payments into a private pension scheme, we will usually reduce the income figure we use by the full amount they pay, including the value of any tax relief.

https://www.gov.uk/government/publications/how-we-work-out-child-maintenance/how-we-work-out-child-maintenance

Hi Thanks for your reply.
I currently pay £112 pcm to my pension fund but is deducted by my employer from my wages.
Is this taken off my gross income , when the annual calculation by by letter from the CMS they use the gross figure.
My employer pays £64 pcm pension too.
So am i to challenge HMRC

Regards

yes, when CMS do your annual review they should take into account your pension contributions and that is deducted before they work out how much you have to pay. They mention that in their leaflet. If your unsure of anything I think you would get better answers from your HR/finance department.

I am same situation as you. I have my gross salary and my employer transfers my personal pension contribution to my scheme alongside their own contribution.

Therefore my pay slip shows for instance £3000 gross, less £500 pension and therefore CMS assess me based on £2500.

I questioned this and I was told that it is included for their calculations. They said if it was my own private pension then it would be taken in to consideration. I couldn't be bothered to argue with them, it just seems pointless.

Hi, not sure if helps, but your payslip will detail your taxable gross salary, which is obviously after pension deduction and work it out from that

CMS almost the instant that you are paid, will have access to this information on their system and will see this, so there should be no confusion, scary they can see the information I know, but they can and in this instance it should assist

scary they can see the information I know, but they can and in this instance it should assist

Beats the system they used to have where they could potentially get out of date or incorrect data from HMRC, at least it's taken one source of error out of the loop.

Agreed, just big brother I guess, all seems so much against the NRP and assumes the worst, there are some bad apples, but all the people I have come across, just want to pay for their children, but be able to support some sort of life after a split

it did help on my last call, as I am requesting a reduction on the annual review figure for increased pension contributions and company car going back, very helpful person at the CMS, told me they only need to see one pay slip, which obviously they can and should be no problem

let's see