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Hi all, new to the forum and would like to hear your thoughts.
Not married. One child. the house is mine, I have financially supported the family since ex fell pregnant. She has paid nothing.
I am about to start paying Child Maintenance:
I was issued a letter saying that they had calculated I owed £256pcm. They then rang and I said i was paying the mortgage equal to £6000 a month and I should expect there adjustment. The letter arrived today and I am required to pay £202.
To summarize
Before telling them I was paying the mortgage I owed approx £3000 a year. Now I am expected to pay £6000+£2500.
How does that work or is that wrong?
If it is right, can i charge my ex rent for living in the house I own and am paying the mortgage on?
Hi and welcome
The child maintenance figure covers your share of contribution towards the upbringing of your child, and you don't have to pay anything else, and since you were not married, as far as I can think, that means you don't have to pay housing costs etc, which is what you are doing. I see no reason at all why you can't charge rent - the only thing you need to be careful of is that if the rent exceeds the mortgage interest (not the mortgage payments), then you are making a profit, and that will be classed as income.
If you're happy to continue paying the mortgage while she lives there, I would suggest that you propose that you draw up a family based arrangement of an amount equal to the rent you are charging (this means you are paying more than the CSA amount, but is what you are paying now)- if she doesn't like that, then she can find alternative accommodation and you can pay the CSA calculated amount.
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