Welcome to the DAD.Info forum: Important Information – open to read:
Our forum aims to provide support and guidance where it can, however we may not always have the answer. The forum is not moderated 24 hours a day, so If you – or someone you know – are being harmed or in immediate danger of being harmed, call the police on 999.
Alternatively, if you are in crisis, please call Samaritans on 116 123.
If you are worried about you or someone you know is at risk of harm, please click here: How we can help
If I make further contributions instead of 1% using online payment will CMS take these further payments in account when it comes to my review. Thanks
I was thinking something similar to yourself
When I sorted my csa claim out earlier this year, they told me that they take into account your total pay including tax and NI, but ' after ' pension contributions- so I guess that's a yes.
I think they will make the adjustment when they review it. And I think they make other amendments at + or - 25 % and over if you tell them by calling them
Small adjustments will be made at review
What I wanted to know, is what the maximum pension contribution csa will be ok with
There is a limit of £40k for tax but no set limit for cms.
Will depend on age, circumstances and % contribution.
I can't imagine 1% would be an issue but larger could be seen as trying to dispose of income.
If i made payment to nest online for £200 a month would CMS know this or would i need to tell them. My employer will only match 1% so I need to put more away then 1%
I'm not an expert, but I doubt that the CMS would take any issue with whatever percentage of pension contribution you decide to make. That being said, I wouldn't make a massive pension contribution just to get back at your ex, it's childish and will backfire at you, but it does make sense to make sensible pension contributions because you do need to look after yourself. Some say we should all be saving 15% into a pension.
I'm pretty sure CMS won't know about nest payments, perhaps they will adjust the value if you tell them, but I imagine that most likely you will need to file a tax return where the pension contributions will be deducted from income. CMS should then pick up the change in the next review using data from HMRC.
The pension company may well tell HMRC, but if it's a reasonable proportion of income (and the article from superprouddad is a good piece of evidence that 15% is reasonable), then CMS should reduce your maintenance payments accordingly.
Welcome to the DAD.info forum.
We don’t like to set ‘rules’, but to make sure that you and the other dads are kept safe, we have some requests. When engaging with the forum, please be aware of the following:
- The forum is not moderated 24 hours per day.
- Many of the moderators do so on a voluntary basis. Whilst they may be able to provide some guidance, advice or support, they may not be able to deal with specifics.
- We are not an emergency crisis service so if you or someone else is in immediate danger, please call emergency services.
- If you are concerned about the safety of a child, please click here to find the support you can get for them (link to new page)
- If you are in crisis, please call Samaritans on 116 123. They are open 24 hours a day, 7 days per week.
We hope you find this forum a supportive environment and thank you for joining us.