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Hi,
I wonder if anyone can give me some advice about maintenance arrears. I have been divorced for 6 years now, and in that time my income has varied. There has been a consent order in place since 2004 under which I paid £600 a month maintenance for my two children. My ex wife is employed and doesn't get any additional support from me. Over the last few years, my financial situation has changed, and I now pay my ex considerably less than the original order. She earns considerably more than when the order was made as well, and I have got remarried and have another child. She remains single. We have not sought a formal variation to the order, but have agreed some changes informally between us.
I say "agreed" but it's actually more complex than that. When I lost my job a couple of years ago, I was unable to pay maintenance and my ex went to the CSA. Because I am self employed, cash flow is generally an issue and I argued that my ex would be better off waiting until I got a new job (which 6 months later I did) when I would resume payments at a higher level than she would get through the CSA. She agreed. I got a new job (which paid less) and started paying her £400 a month (still more than she would have got through the CSA). Last year my financial situation worsened again, and again she went to the CSA, and again she droppped the claim after we agreed that I pay her £175 a month until my financial situation approved. That's just under the level the CSA would make me pay, according to their online calculator, but my plan is to increase the amount I pay as my financial situation improves.
All this has been going on for a few months now.
During this time, however, my ex has started reducing the amount of time I spend with the children by arranging various activities for them during school holidays. We live 200 miles apart and she refuses to share the driving, so seeing the children during school holidays has become, at best, unpredictable. There is a consent order in place which gives me greater access to the children which was fixed at the time of the divorce when the children and I lived much closer to one another.
I contacted my ex wife recently and told her that if she continued to deny me proper access to the children, I would seek a Defined Contact Order through the courts. She has countered this with a threat to go to court to enforce the "arrears" in child maintenance if I pursue this course of action.
My questions are:
1) Since we haven't applied for a variation in the original consent order on maintenance, can she indeed class the reduced payments as "arrears?"
2) Would the court take into account her informal consent to the new financial arrangements in considering whether the "arrears" are, indeed, payable?
3) What are my best options for renegotiating the maintenance? The CSA? A new court order?
4) After the divorce, my ex got the house which she has subsequently sold and moved to a larger house in another part of the country and has a job that pays about twice what I earn. She also no longer pays for childcare and earns considerably more than she did when we originally submitted our budgets to the court. My income has fallen and my expenses increased. Does that count for anything?
5) Will her holding my children to ransom like this cut any ice with the courts?
I know that's a lot to ask for a first visit - but I can't afford a solicitor and if any of this does end up in the courts I will have to represent myself. I am also frightened of going bankrupt.
Thanks
HMc
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