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I earn £35225 but pay 9:3% for nhs pension I also however receive a £4000 pension from my wife who sadly died this however is taxed at 40% therefore am I correct in thinking that my wage for csa would be my salary minus my pension which is £31949 plus my pension of £4000 so £35949 divided by 52 weeks?
So £691?
I'm sure there will be other members along soon who have more detailed knowledge of CMS liabilities. In the meantime have you thought about phoning the Child Maintenance Options helpline? They're usually very helpful.
I think it would be 31949 + 6000 - so £729 a week.
CMS is calculated pre-tax but post pension deductions.
35225 with pension deducted becomes 31949 - before tax.
6000 only becomes 3600 only after 40% tax has been deducted - however I am not at all sure where you got 40% tax rate from - I can't find any reference for that.
Pension from a passed away spouse is either taxed at standard income rates - or not taxed at all as far as I can see.
I am pretty sure that the numbers used will all be pre-tax.
Your income before tax is very simply all of the money paid to you - the entire sum is then taxed as per the income rates.
It only really gets confusing because when you earn wages the tax is deducted by your employer before it is paid to you - and maybe with the pension payment that can be deducted by the provider sometimes.
Something is not right somewhere - 4000 is 67% of 6000 not 60%
You should only be paying 40% on your income above £45000 as I understand it - so if you investigate it properly you might actually be entitled to a tax refund for any years you have over paid.
So the CMS calculation will all be done pre-tax - but if I were you I would investigate further and maybe get some help overall for the pension tax situation.
Hello Tobyjuggler
Child maintenance is calculated based on your gross taxable income. This is any taxable income before tax and national insurance is deducted, but after any pension contributions. If you would like an indication of the child maintenance you may be expected to pay along the Government’s guidelines, you may wish to take a look at the Online calculator on the Child Maintenance Options website, http://www.cmoptions.org.
You can find out further information on how the Child Maintenance Service (the Government’s statutory maintenance service) calculate child maintenance in their "How we work out child maintenance" guide. The link is https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/325219/how-we-work-out-child-maintenance.pdf.
For a more personalised response, you may wish to contact Child Maintenance Options directly at http://www.cmoptions.org.
The Department for Work and Pensions (DWP) have a website, 'Sorting out Separation'. It aims to make it much easier for separating and separated parents (and childless couples) to find the support they need, when and where they need it, and encourages them to collaborate on a range of issues. The link is https://www.sortingoutseparation.org.uk/.
Regards
William
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