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example imagine you pay £2400 per year/£200 per month in child support
Open up a separate account and save £2400 in year 1
From the years after that use your separate card to pay the child support every month saving you £200 a month of your wages
By the time you get to the end of that year you would of built up the same amount to do that process again but In your mind it doesn't feel like your paying it I'm so happy with this method I get to see my whole wage every month again
This really works can't believe I didnt think of this earlier to save money !!! but this system only works after 1 year of hard saving
I pay £2400 per year/£200 pm in child support
I opened up a separate account and saved up £1200 year 1
The years after this every month when you transfer the £200 to the mother you transfer a £100 from your savers to your debit card so it feels like you've had a refund
The amount your saving over the year will proberly be 3k or so when its January transfer £1200 again and keep refund £100 to your debit card every month
Danbruno1105
How a person manages their money is entirely their choice.
However, in your post titled, quote, "How to make child support cheaper" and your previous post titled, quote, "Found a way to lower child support and it works !!"
I fail to see according to your explanations how you achieve making, quote, "child support cheaper" and that you have, quote, "found a way to lower child support."
Furthermore, some do not have the availability to put money aside in a second account. If they could and followed your illustrations, I believe they would be paying the same amount as I cannot see using your methods how any reduction in maintenance payments can be made.
Most fathers are happy to pay what has been calculated as the appropriate rate of maintenance and do not look to "escape" from their responsibilities towards their child/ren. Indeed many pay for "extras" which they do freely albeit they are not required by law to do so.
My heart sank when I saw the title of this thread, as I thought it was going to be some dodgy avoidance scheme, but in fact it's an excellent idea (assuming you can afford to save the amount in the first place) of just getting yourself in the right frame of mind to dealing with the maintenance. 🙂 I do agree with the MoaF though in as much as there is no actual saving.
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