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I'm new to this site so Hi everyone!
I'll get straight to the point. When I split up from my ex we had to sell our home obviously but we were left in negative equity. I have been repaying our dear for some time now to Northern Rock but my ex has wriggyout of paying anything! Can I have my child maintenance reduced because she is not paying (& refuses to) anything?
Thanks for any help with this?
Nottsdad 🙂
As I understand it, Child Maintenance cannot be influenced by any personal debt incurred by the mother or father, it is a completely different issue and treated as such by the Courts and C.M.S. Irrespective of other financial issues there may be, children take priority as they are totally dependant on the parents for their daily needs and someone has to pay for those.
Regarding the negative equity, is your Ex on the deeds as co owner? If so, I believe she is responsible for 50% of the debt.
If there is a joint mortgage, I believe a 50%/ 50% liability would apply here also.
Please note, I have no legal or financial training consequently I could be wrong in what I have said.
Hi there
As far as I'm aware if you are paying debts incurred whilst you were together that are in joint names then you could be entitled to a reduction. I'm no expert so I would suggest you call the Child Maintenance service and speak to them about this.
Best of luck
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