Welcome to the DAD.Info forum: Important Information β open to read:
Our forum aims to provide support and guidance where it can, however we may not always have the answer. The forum is not moderated 24 hours a day, so If you β or someone you know β are being harmed or in immediate danger of being harmed, call the police on 999.
Alternatively, if you are in crisis, please call Samaritans on 116 123.
If you are worried about you or someone you know is at risk of harm, please click here: How we can help
Hello there,
We are currently going through a separation and my gf (we were not married) is either trying her luck or looking at a different website than me with regards to maintenance so I need some advice.
1) What is the annual salary limit over which the CSA calculator is not relevant anymore?
My gf is telling me that it is a gross salary over 104k GBP; however, based on my calculation and the following page ( https://www.gov.uk/how-child-maintenance-is-worked-out/how-the-child-maintenance-service-works-out-child-maintenance ), I would say it is 156k GBP (52 weeks x 3,000 GBP).
Am I missing something here? Or do we need to reduce the amount of week in a year to deduct the holiday ones?
2) If my P60 Gross salary is 92k GBP and I paid 4k towards my pension, am I correct saying that my weekly gross salary is:
weekly gross = (92k - 4k) / 52 = 1692.31 GBP
I look forward to your advise/comments.
J.
I have a feeling that the CSA limit was Β£2000 per week, but that was net, and not gross. I would have a word with the CMS with the figures you are talking about, just to check on this.
I'd agree with your calculation in point 2. Complete aside from the maintenance aspecit, personally, with that level of income, I'd get pension advice as to whether you are actually paying enough into pension.
Hi there
Here's a link to the .gov guidelines,which gives you a more in depth breakdown of how the CMS calculate the amount payable. The cut off point is Β£3000 per week of gross income, less any pension that you are paying. They will also make a reduction for any overnight stays of 52 nights or more your child/children spend with you...there are also details of this in the guidelines in the link I've given you below
If a paying parent has gross weekly income of more than Β£800 and they pay child maintenance for one child:
β’ They must pay 12% of their gross weekly income up to Β£800 and then they have to pay 9% of their gross weekly income between Β£800 and Β£3000.
If a paying parent has gross weekly income of more than Β£800 and they pay child maintenance for two children:
β’ They must pay 16% of their gross weekly income up to Β£800 and then they have to pay 12% of their gross weekly income between Β£800 and Β£3000.
If a paying parent has gross weekly income of more than Β£800 and they pay child maintenance for three or more children:
β’ They must pay 19% of their gross weekly income up to Β£800 and then they have to pay 15% of their gross weekly income between Β£800 and Β£3000.
Deductions for pension payments and any overnight stays being made prior to this calculation.
...Apologies, the reduction for overnights is made after the calculation from gross income. For every night per week a child stays overnight with the paying parent a reduction of 1/7th is made on the calculated amount. For this reduction to come into force the number of overnights must be at least 52 nights annually.
Hello Jeff.Jones78
The confusion has probably arisen due to the differences in the calculations of the Child Support Agency (CSA) and the Child Maintenance Service. As mentioned, the CSA used net pay but the Child Maintenance Service use gross.
The Child Maintenance Service are the Governmentβs current statutory maintenance scheme, so it is their calculations which are now relevant. The maximum amount they take into consideration for calculation is Β£3000 per week.
There is an Online Calculator on the Child Maintenance Options website, http://www.cmoptions.org, which will give you an indication of the amount that the Government would consider reasonable for you to pay.
This booklet, https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/325219/how-we-work-out-child-maintenance.pdf, produced by the Child Maintenance Service, does provide full details on how they calculate maintenance payments, including information about pension contributions.
There are various ways to arrange maintenance payments and if you would like further information about those and a more personalised service, you can contact Child Maintenance Options directly, http://www.cmoptions.org.
The Department for Work and Pensions (DWP) have a web application, βSorting out separationβ. It aims to make it much easier for separating and separated parents (and childless couples) to find the support they need, when and where they need it, and encourages them to collaborate on a range of issues. The link is http://www.cmoptions.org/en/sortingoutseparation/index.asp.
Regards
William
Thanks Guys.
I have gone back to my ex with a factual email, which I expect will massively wind her up as she does everything she can to get me to blow up π
Cheers,
J
Welcome to the DAD.info forum.
We donβt like to set βrulesβ, but to make sure that you and the other dads are kept safe, we have some requests. When engaging with the forum, please be aware of the following:
- The forum is not moderated 24 hours per day.
- Many of the moderators do so on a voluntary basis. Whilst they may be able to provide some guidance, advice or support, they may not be able to deal with specifics.
- We are not an emergency crisis service so if you or someone else is in immediate danger, please call emergency services.
- If you are concerned about the safety of a child, please click here to find the support you can get for them (link to new page)
- If you are in crisis, please call Samaritans on 116 123. They are open 24 hours a day, 7 days per week.
We hope you find this forum a supportive environment and thank you for joining us.