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hi all, first post and looking for some advice and if the same happened to you what are your experiences?
i put this in the wrong forum apologies for that
I had a daughter, she snow in her early 20s.
I got into arrears with the csa as i did loads of temp work and the csa found it difficult to keep up, i would have been better sitting at home on the dole.
anyhow, after doing temp work and being made redundant about 3 times i decided to do a degree.
i advised the csa of my change in circumstances and got a degree.
about 7 years ago the csa wrote to me to say that they wouldnt be collecting any more maintenance as my daugter was now 17, i did have some arrears but they also said that they woudlnt be pursuing me for the arrears.
anyhow about 2 weeks ago they wrote to me to say that they would now be pursuing me for the arrears.
i called them straight away and agreed to make monthly payments, the debt is quite large, i a have asked for a break down showing how they arrived at the figure.
they have agreed a repayment with me and say that they will revue it in 6 months, but havent asked me for any proof of income etc.
i called them back and offered to pay double the amount i had first offered.
my questions are -
if they have said that they will revue the payments in 6 months can i trust them to stick to this.
what percentage of my income are they likely to take to clear the arrears, i have read that they can take up to 40% meaning i couldnt afford to pay my mortage or other debts.
if they had told me that they may reopen the case i would have made a regular payment to clear the debt before now.
i want to clear the debt but also need to live, i work full time and i am self employed
The CSA do seem to be getting quite aggressive about chasing arrears. Having said that, if you have come to an arrangement to clear the arrears and are paying regularly, I'd be inclined to do nothing to nudge them - at the moment, it's nice and easy for them, it's all working well and they are getting the money in, and I suspect they may forget to review the case anyway if it's all running smoothly.
hi, well i want to clear the arrears and get on with my life, so will be doubling my repayment and asking if we can come to an agreement where i pay a reduced amount.
most of the arrears are penalties imposed by the csa, even though i had told them i had changed jobs etc.
i have heard stories where the csa has taken 40% of someones take home pay,
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