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Changes to the CSA ...
 
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[Solved] Changes to the CSA in 2014

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(@MrGrumpy)
Eminent Member Registered

Why doesn't dad info start an e-petition.100,000 signatures and something has to be heard in parliament.

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Posted : 06/02/2014 6:09 pm
(@Huxley)
Reputable Member Registered

The new CMS system no longer include tax credits as an income for the NRP, so it would be a waste of time writing to your MP about that.
They also don't include the NRP partners wages like they used to pre 2003

The new system is basically a % of your gross wage only

Ok I'm new here but have have some questions about these changes.

My situation like several others is an evil ex who is after as much money as she can get and screw what happens to me.

Split up 7 years ago I have 3 kids by her who are 14,12,9 and for a few years I paid her directly and we had no contact with the Csa at all. Then after about 2 years I met my now wife and the evil troll went to the Csa I was told what to pay and I paid her directly but then about a year later she contacted them saying I'd never paid. I disputed this and showed bank statements etc to prove payments were made, but that didn't matter cause the Csa member of staff who spoke to my ex told her to say it was not payments for maintenance so I got hit with huge arrears and then to rub salt in the they deducted straight from my pay.

My current wife and myself have had 2 children together (she has 2 kids previously to us ) so we have 7 kids between us. My wife set up her own business in 2012 and was doing ok I joined her and went self employed spoke to Csa they said I didn't have to pay anything if the business was not making money ( we expect by the end of 2014 to turn a profit) but the troll decided to have a fluid with the Csa again and so I had to prove my income which means our business which makes no money at the moment to provide an income to us and so was asked the question about what do we live on. Unfortunately I said about tax credits and since then we have been pushed to the brink (my wife especially) because the Csa decided that out of the child tax credits we receive in the household that I'm to pay my ex 15% of the tax credits ie money that is meant for my wife's children before me as well as our children so we are pushed from just treading water financially to being pushed under and held there by the Csa.

My question comes to the changes to the cms will it continue to punish people for moving on and having a new family and deduct money that is not even proportionately related to my children with my wife but all 4 kids that live at home. Will the arrears that I'm still paying off continue or will that be wiped clean when it switches to the cms .

I also see the Csa from the rp side as my wife has a nightmare with the other children's NPR and the Csa seem to do nothing but I know if I was to pull half the things that he has I'd get shafted by them but they do nothing to him we get £16 per week from him but pay out more then double that to my ex for 1 more child.

The Csa/CMs need to be made fair not this abomination that is geared to line the pockets of greedy ex's
Btw my ex has a new hubby who has a very high paid job £60 k + and I have started telling my kids to make sure they have phone credit etc ever week cause if I'm going to pay her money every week then my kids need to spend that money every week.

Please take the time to email your Mp (you can find who your mp is here http://findyourmp.parliament.uk/ ) I actually got a reply from mine today, he has raised the issue with another Mp (i guess its a case of its going up the ranks) if enough of us contact our Mp`s and let them know this system is wrong and unjust it WILL get changed, it wont happen for us, these things are too slow for that but it will stop the CSA from ruining more lifes later down the line. Nothing will change though while we stand idle and do nothing.

ReplyQuote
Posted : 06/02/2014 7:22 pm
(@beron)
Active Member Registered

100% agree - we want to pay to the parent with care but she out of spitefulness wants us to go through CSA with no valid reason as to why!! 😡 😡 😡 😡

want to know how to fight this!

ReplyQuote
Posted : 08/03/2014 11:50 pm
(@dadmod4)
Illustrious Member

Hi Beron,

I've replied to your other post - it's not as bad as you think in your case.

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Posted : 09/03/2014 12:43 am
(@beron)
Active Member Registered

Yes I have replied to your post....

Seems CSA are advising us different...

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Posted : 09/03/2014 1:42 am
(@Fkedofffather)
Active Member Registered

your lucky, i pay £1598 pcm. Im getting smashed and she rfuses direct payment...

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Posted : 08/05/2014 2:23 pm
(@kate473)
New Member Registered

After reading all information I can find on this topic I am struggling with a couple of issues and am hoping someone can help.

I am a rp who currently receives payment through the CSA via a direct debit payment made by the nrp. Due to the fact I have had almost no contact with the nrp for 8 years, my son is 9, I currently find this the most preferable solution to receiving maintenance for my son. I have never refused my ex access to my son, it is his choice not to be involved in his life. The only contact I have had with my ex was 2 years ago when he asked to start seeing his son, to which I agreed but told him I would like to start slow and set up a meeting between us to see how this would work. He then started stalling and said he wanted to sort out the financial sitution first, ie. stop paying CSA and pay me. I agreed until he said he felt the amount was unfair as one of his friends paid less and he wanted to almost halve his payment. When I refused on the grounds neither myself nor my son had any contact nor even an address for him he severed all contact again.

So my question is how am I supposed to contact my ex when I have no current details, will CSA provide me with these? And also does this mean I would either have to give a relative stranger my bank account details when he already knows my full name, dob, previous and current address etc?? Or if I understand this right and I have no proof of him not paying will I not be entitled to use the new collection service and could get nothing. In other words, what protects me from fraud passing on my details to him??

Also, I have a claim against my other ex who has full contact with my 2nd son but who has other children and it is easier for him to pay for all via CSA. I am happy to use direct payment but if his other ex refuses will they still take into consideration a direct payment for my son when calculating his other childrens maintenance or will I lose out as he will be unable to pay me as much as he will be worse off.

I have a compensation claim against the csa as they took 8 months to complete their calculations during which time I received nothing. I have applied for CSA to compensate me for this but, as usual with CSA, its going nowhere fast! Will this claim simply disappear when the CSA does? In other words can they continue to tell me there looking into it and havent made a decision yet til the end of time??

Thankyou, any advice greatly appreciated
Kate

ReplyQuote
Posted : 21/05/2014 12:49 pm
(@Goonerplum)
Noble Member Registered

Hi Kate,

First of all, we're sorry that you have struggled with irregular payments. CSA cases will be closed slowly over a 3 year period - so it could be a while before your cases are closed. You will be given 6 months notice before your cases are due to close. You then have 3 choices. A family based arrangement ( which sounds like it may be worth considering with the ex who has paid regularly), direct pay or collect & pay.

You can request collect & pay with your ex who has been a irregular payer. If he decides to contest this and request direct pay, the CMS will do a likely to pay test where they have certain criteria that they use to see if a paying parent is likely or not to make regular payments. Missed payments would mean that he would fail the likely to pay test. Of course being on Collect & Pay would mean that he would have to pay the Child Maintenance + 20% charge and you would also have 4% fee deducted from your maintenance before it's paid across to you.
You would also have to pay a one off £20 application fee when you first apply to the CMS.

I believe the CMS would make first contact with your ex after you have made you application ( I will speak to my contact at the DWP tomorrow to confirm this for you).

I hope this is of help.

Gooner

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Posted : 22/05/2014 12:26 am
(@Goonerplum)
Noble Member Registered

Hi guys n gals,

If you have come here today because of all the media coverage regarding CSA and Maintenance then please check out our article Child Maintenance - The truth behind the headlines for the most up to date info regarding the current situation.

Gooner.

ReplyQuote
Posted : 22/05/2014 12:32 am
DadMod4 and DadMod4 reacted
(@mrgreaper)
Eminent Member Registered

wait

"The paying parent will be charged 20% of the maintenance amount in addition to the Child Maintenance payment.

The receiving parent will have 4% deducted 4% from their maintenance payment before it is passed to them."

how the [censored] is that fair?

i have struggled to pay for the last year the crippling fee CSA charge me, i havent missed a single payment even though on one month i had to live on bread a sack of spuds (not an exageration though i was rather unwell by the time the next payday came around) my credit is shot as i had to rely on my credit cards at the start.

so why am i worried im sure you thinking, my ex did a runner with my daughter, due to my daughters date of birth and my un married status i have little to no rights, she set the CSA on me who know where she is etc but will not tell me! so how can i pay her directly? i cant so her only option will be to enforce this! and i will be fined an additional 20% ontop of what i already cant afford.

The CSA needs to be reigned in and made to realise that low earners can not live on whats left of there paycheck after they have pandered to vicious ex's such as mine, it needs to be means tested, before people say "oh but if you lived with your daughter you would still pay more then that", probably yes but i would also get help via council tax benifit, housing benifit , child support etc etc, as this is seen as a bill and not a dependable i get no help at all!

The CSA just ruins lifes it does no good, well apart from the "good" for the evil woman(and im sure some men) that wield it like a weapon, a device to further ruin the lifes of those they have left, to ensure that person has no future, no hope of starting a new life, no chance at a happy existence. I guess in that respect the CSA win, they are fantastic at destroying peoples lifes.

If you feel thats harsh understand i work eat sleep and maybe once every other month i get to buy myself something to make life more bearable so long as its cheap. On a side note to any one that works at the CSA who may see this, when someone calls up and asks for leeway for a month so they can eat, "if you do not pay we will take it directly from your bank, you could be fined and if we cant retrieve it you may go to prision" shows just how evil your organisation is, how the [censored] do you sleep at night

The other main thing CSA need to do, access rights to see the child should be mandatory, no access, no payment simple as that. [censored] the only way i know my daughter is ok is the fact im still being charged each month from CSA

ReplyQuote
Posted : 22/05/2014 12:57 am
(@dadmod4)
Illustrious Member

As I understand it, the paying parent won't be forced onto the collect and pay if the receiving parent is simply refusing to accept payment by this means. As long as you pay on time, you shouldn't have to pay the charges.

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Posted : 22/05/2014 1:17 am
(@mrgreaper)
Eminent Member Registered

As I understand it, the paying parent won't be forced onto the collect and pay if the receiving parent is simply refusing to accept payment by this means. As long as you pay on time, you shouldn't have to pay the charges.

I hope thats the case but if she refuses to give me the details to pay how can i pay direct, i know that would be her fault and logicly they should just tell her "give the details or dont get the money" but its been my experience that the CSA view the nrp as scum and the rp as a saint and are more then bias.

sorry for the harsh tones but these expletitives have ruined the last year of my life and will no doubt continue to untill my daughter is 16 (or 18) or untill they actually start means testing nrp and rp and coming with a fair payment

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Posted : 22/05/2014 1:22 am
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