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[Solved] 60% tax

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(@Taxedtodeath)
Active Member Registered

Fuming Tonight,

Having been told by a caller at CSA/CMA, that Deduction of earning is taken before tax I worked out my income and how I’m going to pay the bills. Turns out this is wrong!!!

It’s actually taken after tax. So
I pay 40% tax, and as it’s a DEO on direct pay, they then take another 20%

This leaves me with 54% of my gross pay, and barely enough to cover the bills.

For my ex who earns a tidy sum, plus what I pay it’s all fine!!

I don’t understand why outgoings and other parties income aren’t taken into account

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Topic starter Posted : 22/10/2019 10:15 pm
(@dadmod2)
Illustrious Member

hi,

am sorry to hear that. did you refuse to pay maintenance at the start?

ReplyQuote
Posted : 22/10/2019 11:39 pm
(@Taxedtodeath)
Active Member Registered

No, had a family based arrangement, paid consistently until my income fell to a point that I couldn’t pay.

Got a new job, and she went straight to them and said I hadn’t paid ( even though we agreed an arrangement) they went straight to DEO, despite uploading 2.5 years bank statements, wage slips and text messages.

I now owe 4.8k in arrears, receive only 46% of my gross income. And having been taxed at 40% because of how much I earn they add 20% onto it.

ReplyQuote
Topic starter Posted : 23/10/2019 12:41 am
(@FathersRight)
Eminent Member Registered

Disgraceful. I feel for you mate, the courts are happy to enforce child maintenance payments but will not enforce contact orders.

ReplyQuote
Posted : 23/10/2019 1:58 am
(@Yoda94)
Estimable Member Registered

They wont go on a DEO straight away as the case opens, so you must of had a case for a while? This doenst make sense.

ReplyQuote
Posted : 23/10/2019 11:26 am
(@Taxedtodeath)
Active Member Registered

Just reread my original post, yes we had a direct pay case open,

We agreed a family based arrangement, she failed to inform them, and get the case closed.

So where we’d verbally agreed to reduce payments for the benefit of the children. So things came from me and not her.

She’s used it as a beating stick at her leasure to screw me over

ReplyQuote
Topic starter Posted : 23/10/2019 12:18 pm
(@Yoda94)
Estimable Member Registered

So she is claiming you have not been paying the correct CMS amount that they gave you? And you have reduced payments as you had a verbal agreement to reduce them?

Did you not know the case was open? Did you not have an annual review?

ReplyQuote
Posted : 23/10/2019 1:25 pm
(@dadmod2)
Illustrious Member

i understand CMS have complaints procedure/a tribunal system. you could try take that route to clear yourself. if they dont listen, you should speak to your local MP/councillor.

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Posted : 23/10/2019 9:08 pm
(@EmmaNorv)
New Member Registered

it is true, the taxes in our country are very big

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Posted : 15/01/2021 2:55 am
(@mwall66)
Trusted Member Registered

Hi taxed to death, I feel for you, I really do. I am a 40% tax payer and my ex of 10 years has constantly used the CMS as a means of threat and beating me down over the years. When you speak to the parent without care hating staff at the CMS, their opening gambit is that you are a no good father that doesn't want to pay for their children. They never once take into account that you want to pay for the children, but to do this, you have to live, pay your own bills and the whole system is rotten

the facts are, in many cases and certainly my ex and my child, left the house we owned, during the worst property crash in years, I gave her all the furniture, I stayed in the house paying a crippling mortgage and reducing the house prices by £5K per month just to sell, then spent the next how many years paying off the debts and the unjust amounts insisted by the CMS

the ex got her rent paid, the child benefit, other benefits, as the money I paid is not taken into account, she was getting £705 PER MONTH!!!!
£8,460 per year, tax free, for one child and this was not taken into account when claiming her benefits

I am a 40% tax payer and frankly my friend, have reached breaking point, now pay £540 per month, with another £100 to be added, because she has convinced my son not to see me any more (another story how your ex can use the CMS to screw more out of you)

Not sure if you get a company car, but I get an allowance, but never see the cash, as goes against the car, she gets a percentage of this, I get taxed over £10K as benefit in kind, I never see this, the CMS treat as income????? she gets a percentage of this so circa £16K of income, I never see, but she gets

after tax and paying her based on gross how can anyone survive and make a new life, as well as paying for your child

so I am increasing my pension to 45%, this is within the CMS and FSA guidelines, based on my age, giving up the car, so she will just get her percentage of that, but not the benefit in kind and well done CMS, your attitude to parents without care has made me do this and monthly payment will reduce to £298, still enough in my opinion for one child, but my ex will only get her hair done every 8 weeks and not 4 and may have a 2 year old car and not new, what hardship

hang in there mate

ReplyQuote
Posted : 15/01/2021 2:25 pm
(@spikeymcspikey)
Eminent Member Registered

Hrm, I know the CMS is flawed in its day to day operations and can be incompetent, but to say "their opening gambit is that you are a no good father that doesn't want to pay for their children" isn't my experience. They are simply taking the facts, which you've stated are that you don't have overnight care, and applying the correct calculation.

Ironically though, you've proven that you are trying to avoid paying: you've stated you'll be diverting a large amount of income into a pension as you don't want to pay the legal rate of Child maintenance.

And if I was your ex wife I wouldn't hesitate to take you to tribunal if the CMS didn't act on a blatant diversion of income under regulation 71 of the child maintenance calculation legislation.

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Posted : 15/01/2021 9:02 pm
(@hrabbit)
Estimable Member Registered

As with all cases there are different circumstances & perspectives for each. Some of what you say is true, and would for sure be correct in some circumstances.

In the situation of MWall66, I believe it is the case that the wife decided to end the relationship and catapult the family and himself into a crisis. Combined with being made homeless(effectively) and the fact that she has enough income to support the family, it very much becomes relevant that the level of money being paid in CM becomes above a level where it is needed to sustain the children and ensure they are well looked after. Whilst it is clear that MWall66 is still in a very bitter stage(many have been there), on the face of it he appears entitled to feel aggrieved and consider diverting income when there is clearly enough going into the ex marital home.

In common with my case, where I currently pay £600 per month for one child, my ex continues to tell anyone that will listen that I do not contribute, she will tell my children(i have older one too) that she has no money and to make sure this appears real, she spends zero on my youngest, to the point where it appears to be spite and to back up the 'your father is a b*****d' mantra.

So I think you are being harsh in this case, but that does not apply for all cases by any means......

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Posted : 15/01/2021 9:32 pm
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